Motor insurance is mandatory for all two-wheeler and four-wheeler vehicles such as cars, bikes, scooters, trucks that are plying on the roads in India. Vehicle owners can avail motor insurance even
for commercial vehicles as well.

Features of Motor Insurance

A vehicle insurance policy comes with several features that can be very beneficial for the policyholder. Here are some of those features that you should know about:

1. You can purchase motor insurance online in a hassle-free manner.
2. You can renew the insurance plan online at the comfort of your place.
3. You can add or remove any particular add-on as your requirement. You can do it while purchasing or
   renewing the insurance plan.
4. Motor insurance not only provides cover for the damages caused by an accident but also covers you from theft, natural calamity, fire damage, vandalism, manmade disasters, etc.
5. You can get the benefits of a cashless claim by providing enough evidence in case of accidents and theft.
6. Motor insurance also provides a No Claim Bonus feature. Under this feature, if you do not raise a claim during the policy tenure then the insurer will provide you with a specified discount either on the premium or on purchasing any other add-on. It varies from insurer to insurer.
7. Insurance companies keep on coming with different plans and add-ons to provide you better
   coverage as well as provide assistance in case you get stuck during the claiming process.