Fire Insurance refers to the form of Property insurance that covers damage and losses caused by Fire. Property Insurance is a broader term that covers any damages done to the property. The Policy may also include reimbursement from Thefts.
Why do you need it?
Fire Insurance
Fire insurance is property insurance that provides additional coverage for loss or damage to a structure damaged or destroyed in a fire.
Fire insurance may be capped at a rate that is less than the cost of the losses accrued, necessitating a separate fire insurance policy.
The policy pays the policyholder back on either a replacement-cost basis or an actual cash value basis for damages.
Although some homeowners insurance policies include fire coverage, they may not be extensive enough for some homeowners.
Property Insurance
Property insurance refers to a series of policies that offer either property protection or liability coverage.
Property insurance can include homeowners insurance, renters insurance, flood insurance, and earthquake insurance, among other policies.
The three types of property insurance coverage include replacement cost, actual cash value, and extended replacement costs.
I would strongly refer Akshay to all those who have any general Insurance requirements, also strongly recommend every individual to increase their medical covers to Rs 1 crore using the wonderful Super Top Up option.
Sudhir Shenoy
Financial Planner
Mr. Akshay Manoharan guided and explained in detail in choosing the best policy from 3 to 4 options and the process of payment and getting the insurance papers were seamless We wish the very best of luck for Policy Kraft and guide a lot of people like us in choosing the best policies from the enormous ocean of options
Dr. Chenthil
Director - Lamfer Healthcare
I usually don’t write reviews, but this one deserves to be shared. A week ago, my daughter was admitted to St. John’s Hospital for a sudden allergic reaction. In such stressful moments, the last thing you want is the added headache of insurance claims. That’s when I reached out to my friend Akshay, who has always been my go-to person for insurance.
Trust me when I say this – his service was absolutely out of this world. He took complete ownership, guided me step by step, and ensured everything went through smoothly without me having to chase or worry. In a time of panic, he gave me peace of mind.
What really stood out was not just his professional knowledge, but the care and urgency with which he handled things. That’s rare to find. If you’re looking for someone reliable, trustworthy, and genuinely committed to your well-being, Akshay is the person you want in your corner.
I’m grateful beyond words, and I strongly recommend his services to anyone who wants hassle-free insurance and someone who truly has your back when it matters most
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